Although bankruptcy has a bad stigma and is publicly advertise, it should never be dismissed, as it is sometimes the only way out of a bad situation. Unfortunately it is somewhat over-advised by the insolvency profession, possibly because of the much larger fees to be gained.

Before going down this route we strongly advise a second opinion as the impact of bankruptcy can last for years.

In Brief

Bankruptcies are advertised in the national newspaper.

You assets will be owned by the Trustee, not you.

You have no say in the distribution or retention of your assets.

Bankruptcy is often an ill-advised, expensive solution.

Arrangements can be far more effective with little disruption and are not advertised.

Rule out Arrangements before considering Bankruptcy.

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